CUSTOMIZE ENTIRE MONTH IN CANVA
INDIVIDUAL CUSTOMIZATION DOWN BELOW
September 1, 2024
Informative | Rates Are Trending Down
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Mortgage rates are on a downward trend, and with the Federal Reserve expected to cut rates soon, buyers are gaining more purchasing power. Lower borrowing costs mean you can afford more home for your money, with this will come an increase in competition because more buyers will be entering the market.
Sellers, take note! The need for seller concessions, like buying down interest rates, might diminish as buyers find it easier to secure mortgages. This shift could lead to quicker sales and potentially higher prices.
#HousingMarket #MortgageRates #RealEstateNews
September 2, 2024
Seasonal | Labor Day
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“Great things come from hard work and perseverance. No excuses.”
— Kobe Bryant
Today is the perfect day to clear your mind and enjoy some well-deserved time off. Take a break from your busy routine to fire up the grill, spend time with family, pour up a drink, and relax! Wishing you and your family a safe and wonderful Labor Day!
#HappyLaborDay #LaborDay #KobeBryant
September 3, 2024
Reel | Where Are You From?
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I'm curious to know where you're from?! Add a note ⬆
#NewFeature #Instagram #WhereAreYouFrom
September 4, 2024
Home Tips | Fire Up the Grill: 6 Amazon Picks You Need
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The weather's cooling off, and you know what that means—it's the perfect time to fire up the grill! 🔥 Here are my top 6 Amazon must-haves to make your BBQ game strong:
1. ROTTOGOON Collapsible Cutting Board
2. OXO Good Grips Grilling Tools
3. Khen Hobnail Beaded Pitcher & Tumbler Glasses Set
4. Berdeng Utensil Caddy
5. Norcalway Leak-proof Condiment Squeeze Bottles
6. ThermoPro Wireless Meat Thermometer
What's your favorite thing to grill up when the weather cools down? 🍖🍔
#BBQ #Barbecue #AmazonFinds
September 5, 2024
Informative | Kick Off Day Recipies 🏈
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🏈🎉 The wait is over! The 2024 NFL season kicks off with a bang tonight between the Kansas City Chiefs and the Baltimore Ravens!
Whether you're cheering on the Chiefs, the Ravens, or maybe you're team Taylor you don't want to miss my favorite game day recipes!
Save this to come back to it when you host your next football watch party!
#NFLKickoff #ChiefsVsRavens #FootballSeason #TaylorSwift
September 6, 2024
Local | National Food Bank Day: Where To Donate In (*Your City*)
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🍎 Today is National Food Bank Day, and I want to shine a light on three amazing local food banks where you can make a big difference:
1. (*INSERT FOOD BANK #1*)
📍 (*INSERT ADDRESS*)
2. (*INSERT FOOD BANK #2*)
📍 (*INSERT ADDRESS*)
3. (*INSERT FOOD BANK #3*)
📍 (*INSERT ADDRESS*)
Supporting these food banks helps our community thrive and makes sure everyone has access to nutritious meals. Let's come together and support our neighbors. 🤝
#NationalFoodBankDay #Support(*INSERTCITY*) #DonateFood
September 7, 2024
Informative | Do This, Not That
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Getting ready to start your homebuying journey? 🏡 Here are some essential do's and don'ts to help you smoothly navigate the home buying process! Whether you’re starting to look for your first home or you've done this before, I'm here to guide you!
#HomeBuyingTips #RealEstate #HouseHunting
September 8, 2024
Personal | I'm So Close To Reaching My 2024 Goal
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I can't believe it's already September! I am just (*INSERT #*) families away from hitting my 2024 goal! 🎉 It's been an incredible year so far! With rates dipping a bit, now's a great time to think about buying or selling. If you or someone you know is thinking of making a move, I'd love the opportunity to introduced and help them on their home buying journey! 🤝
#RealEstateGoals #2024 #Goals
September 9, 2024
Reel | Feeling Priced Out Of (*Insert City, State*)?
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Feeling the pinch from high interest rates and rising home prices in (*INSERT CITY*)? I totally get it – it's tough out there. The good news is we can still find a deal!
✨ Recently interest rates have dropped and are trending down, giving you a bit more breathing room on affordability.
✨ The market has slowed since spring, and some homes have been sitting for over 30 days. The 30 day mark is typically when sellers start to become more flexible. I've seen them lower prices, offer concessions, help with closing costs, and even buy down interest rates.
If you’re ready to get creative and find the right home in (*INSERT CITY*), let's have a no-pressure, no-obligation conversation to see how I can help you out. Reach out anytime!
#(*INSERT CITY, STATE*) #(*INSERT STATE*)Living #(*INSERT CITY*)Living
September 10, 2024
Informative | This Could Save New Build Home Owners Big
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🏡🔍If you've recently moved into a new build home, there's an important step you shouldn't overlook: scheduling your warranty inspection before the builder's warranty expires. This isn't something I recommend lightly — it's your golden opportunity to catch any construction defects covered by the warranty, that can be fixed at no cost to you. 💰✨
Early defect detection can save you significant repair costs, provide peace of mind, and help maintain your home's value. From structural elements and mechanical systems to exterior components and interior finishes, a thorough inspection covers all the bases, preventing small issues from turning into expensive problems down the line. 🛠️🔦
#NewConstruction #NewBuildLife #Warranty
September 11, 2024
Seasonal | Remembering 9/11
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Today marks 23 years since one of the darkest days in America's history. As we honor the over 2,900 lives lost, we also celebrate the incredible resilience, hope, and unity that emerged from the tragedy. We remember the victims, family members, and first responders with gratitude and respect. Together, we stand strong.
“If we learn nothing else from this tragedy, we learn that life is short and there is no time for hate.”
—Sandy Dahl, wife of Flight 93 pilot Jason Dahl, in Shanksville, Pennsylvania, in 2002
🇺🇸 Never Forget 9/11 🇺🇸
#NeverForget #Honor911 #Resilience #Unity
September 12, 2024
Local | Things I Love About Living In (*INSERT CITY, INSERT STATE*)
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The last things is my absolute favorite 🤍 I've been lucky enough to call (*INSERT CITY, INSERT STATE*) home for (*INSERT #*) years and can't imagine living anywhere else!
What's your favorite thing about living in (*INSERT CITY*)?
#LoveWhereYouLive #HomeSweetHome #(*INSERT CITY, INSERT STATE*)
September 13, 2024
Informative | Are You Getting The Best Rate On Your Homeowner's Insurance?
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🏡 Have you checked your homeowner's insurance rates lately? With premiums on the rise and some companies dropping clients, it’s more important than ever to be proactive. Don’t just assume you’re getting the best deal—take action! 💪 It's a good idea to shop around annually to compare rates and make sure you have top notch coverage without breaking the bank.
#homeownersinsurance #insurance #savingmoney
September 14, 2024
Home Tips | Holiday Budget Tip
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Can you believe it’s already the middle of September? Before you know it, the holiday season will be here! 🎄
We’ve all been there: waiting until the last minute, running around like crazy, and spending way more than you planned. It doesn't hurt to start your shopping early, not only will it help spread out your spending, avoiding that holiday financial pinch, you’ll also have more time to actually enjoy the festivities instead of stressing out.
I usually start holiday shopping (*INSERT WHEN*) but I'm starting early this year! When do you start Christmas shopping?
#EarlyChristmasShopping #HolidayBudgeting #StressFreeHolidays 🎁🛍️
September 15, 2024
Reel | Do This When Buying A Home With Your Spouse
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When you're buying a home with your spouse, one of the best decisions you can make is to list yourselves as "joint tenants with right of survivorship" on the deed. This might sound a bit technical, but it's a way that guarantees that if one of you were to pass away, the surviving spouse automatically becomes the full owner of the property. This will help avoid the lengthy and costly probate process, providing peace of mind and a smoother transition during life's most challenging time.
Here’s how you can make sure your deed reflects this important choice:
1. Consult with a Real Estate Attorney or Title Company: It's wise to get professional advice to ensure everything is set up correctly according to (*INSERT STATE*)'s laws
2. Specify on Your Deed: When filling out your deed, clearly indicate "joint tenants with right of survivorship." This needs to be explicitly stated to be legally recognized.
3. Review and Sign: Carefully review the deed for accuracy with your spouse before signing. Make sure all names and terms are correctly spelled and stated.
4. Record the Deed: Submit the signed deed to your local county recorder's office to make it official.
#PeaceOfMind #EstatePlanning #JointTenancy
September 16, 2024
Personal | Story Time...
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Story time! This deal was one for the books!
I asked my clients to make list of their non-negotiable criteria they had when it came to buying a home and told them to call me to discuss it, believe it or not (*INSERT AN INTERESTING OR OUT OF THE NON-NEGOTIABLE YOUR CLIENT HAD!*) was high on that list! (*DISCUSS WHAT YOUR CLIENTS WERE LIKE, WHY IT WAS ON THEIR NON- NEGOTIABLE LIST*). Now, I love a good challenge so I was determined to make it happen and find them their dream home - that is exactly what I did! (*DISCUSS WHAT THE SEARCH WAS LIKE, DID IT TAKE A LONG TIME, DID YOU HAVE TO DO SPECIAL RESEARCH, TALK ABOUT WHAT WENT INTO HELPING YOUR CLIENTS FIND A HOME THAT MATCHED THEIR NON-NEGOTIABLE*). We finally found the perfect match! (*TALK ABOUT THE MOMENT YOU FOUND THEM THE PERFECT HOME*) It checked all of their boxes! My clients were thrilled! (*TALK ABOUT YOUR CLIENTS REACTION, HOW IT MADE YOU FEEL AND WHAT YOU LEARNED!*)
#(*YOURCITY*)Homes #(*YOUR CITY, STATE*)LIVING #ILoveMyJob
September 17, 2024
Home Tips | Transitioning Your Home Decor From Summer To Fall
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🍂 As we say goodbye to summer and welcome the crisp days of fall, it’s the perfect time to transition your home decor to match the season.
Summer is all about bright colors, light fabrics, and airy vibes. But fall brings in those rich, warm hues, cozy textures, and nature-inspired patterns. Think deep oranges, rust reds, and earthy browns. 🍁
Here are a few of my favorite tips to create that cozy autumn atmosphere:
1. Throw Blankets – Drape soft, chunky knit or fleece blankets over your sofa and chairs. Not only do they add warmth, but they also invite you to snuggle up with a good book.
2. Pillow Swap – Time to swap out those bright summer pillows for ones in warmer hues like mustard yellow, burgundy, or forest green. Mix in some plaid or velvet textures for extra coziness.
3. Natural Elements – Incorporate pumpkins, gourds, and dried flowers into your decor. They bring a touch of the outdoors inside and add a rustic charm.
4. Candles and Lanterns – Add some candles or lanterns to create a warm, inviting glow. Look for scents like cinnamon, apple, and pumpkin spice to make your home smell as cozy as it feels.
My go to's:
- Check out [Product Name] for the softest throw blankets!
- [Product Name] has a great selection of autumn-hued pillows.
- Don't miss out on [Product Name] for beautiful, natural decor pieces.
#FallDecor #CozyHome #AutumnVibes #HomeInspiration
September 18, 2024
Local | 3 Homes On The Market In (*INSERT CITY, STATE*) With Outdoor Kitchens
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Just imagine hosting outdoor gatherings with friends and family and soaking up this cooler weather with the convince of an outdoor kitchen!
I've found 3 stunning homes right here in (*INSERT CITY*) that all feature gorgeous outdoor kitchens! 🍽️🌳
📞📧 Contact me at (*INSERT PHONE #*) or (*INSERT EMAIL*) for more information on these beautiful homes!
#OutdoorKitchen #(*INSERTCITY*)Living #DreamHome
September 19, 2024
Informative | The Number Of Price Reductions Are On The Rise
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Price reductions are on the rise in today's market. When a home is priced too high, it tends to linger on the market longer which then leads the seller to make a necessary price cut to attract buyers. That's exactly why we're seeing more homes with price reductions these days. It's important to remember that the market is ever evolving and pricing your home correctly from the start can save a lot of hassle down the road!
#RealEstateTrends #RealEstateMarket #RealEstateNews
September 20, 2024
Home Tips | Fall Home Maintainace
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🍂🏠 It's the beginning of fall, and while the leaves aren't falling just yet, it's the perfect time to get ahead on home maintenance! 🛠️✨ Deferred maintenance can devalue your home more than you'd think, so whether you like to do it yourself or prefer to use a handyman, , make sure schedule time on your calendar to tackle these things! 👇
🚪🪟 Reseal Doors and Windows
🏠🔍 Inspect the Roof
🌳✂️ Trim Trees and Shrubs
🚨💨 Check Smoke and Carbon Monoxide Detectors
🚶♂️🛤️ Seal Cracks in Driveways and Walkways
🧹🔥 Clean Chimney and Fireplace
🧺✨ Inspect and Clean the Dryer Vent
🏠🧤 Check Insulation
🌀🔄 Reverse Ceiling Fans
#FallMaintenance #HomeCare #HomeMaintenance
September 21, 2024
Reels | The Best of Both Worlds
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If you're looking for all the convenience of living in (*INSERT CITY, STATE*) without the hustle and bustle of actually living in a city, then (*INSERT SUBURB*) is your perfect match. Enjoy the best of both worlds with a peaceful suburb vibe and only a (*INSERT #*) minute drive to all that the city has to offer.
#BestOfBothWorlds #(*INSERT CITY*)Suburb #(*INSERT SUBURB*)
September 22, 2024
Local | (*Your City*) Autumn Bingo
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🍁 It's officially the first day of fall y'all! If you're looking to do some festive fall things in (*INSERT CITY,STATE*) this season stop scrolling and save this post!
#FirstDayOfFall #AutumnVibes #CozySeason
September 23, 2024
Personal | My Favorite Things About Fall
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Fall is finally here! There is so much that I look forward to each year when it comes to fall! Especially, (*INSERT WHAT YOU LOOK FORWARD TOO, EX.) GOING TO THE PUMPKIN PATCH, TRICK OR TREATING WITH THE KIDS, FOOTBALL SEASON, SEEING THE LEAVES CHANGE, THE WEATHER FINALLY COOLING DOWN*)! (*EXPLAIN WHY YOU LOOK FORWARD TO IT, DOES IT INVOLVE BRINGING TOGETHER FAMILY OR FRIENDS, WHERE DOES THIS TAKE PLACE, WHAT DOES IT MEAN TO YOU, GO IN TO DETAIL!*)
What's your favorite thing about fall? 🍂 🍁👇
#FallFun #FallFavorite #AutumnVibes
September 24, 2024
Local | Where My Client's Are Buying
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Check out the top 5 (*neighborhoods or suburbs*) where our clients are making their dream homes a reality! 🏡✨
What's your favorite (*Neighborhood or Suburb*) in the (*INSERT CITY*) area?🌟🏘️
#(*INSERTCITY*) #(*INSERT STATE*) #(*INSERTCITY,STATE*)
September 25, 2024
Informative | Loan Assumptions + How They Work
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Thinking of buying a home? 🏡 Let's talk about mortgage assumption—an alternative way to step into homeownership!
Instead of getting a new mortgage, you could take over the seller's existing loan, keeping their interest rate and terms (Like those amazing 2% rates from a few years ago). 📉✅ This strategy would save you money on interest and fees as long as the seller's rate is lower than current rates. There are a few things that will have to happen for you to qualify 👇
1️⃣ If you're thinking about assuming a VA loan but aren’t military, you’ll need the seller to allow you to use their VA eligibility.
2️⃣ Your credit score needs to be the same or higher than the seller’s when they got that low rate.
3️⃣ Your debt-to-income ratio has to be the same or lower than the seller’s when they qualified for their rate.
4️⃣ Be prepared to bring the cash difference between the seller's loan balance and your contract price to the closing table—no financing here!
5️⃣ Get ready for a 5-6 month closing period. Patience is key! ⏳
In my experience, it’s a fantastic way to save money if you and the seller have the time and patience. It's super rewarding, but remember, not everyone qualifies for a successful loan assumption.
Got questions? 🤔 I’d love to chat with anyone interested in learning more! Feel free to reach out anytime. 📞
#VALoan #LoanAssumption #HomeBuyingTips
September 26, 2024
Home Tips | Fall Farmer's Market Guide
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When you shop at (*INSERT LOCAL FARMERS MARKET*) not only are you getting the freshest produce, but you're also supporting (*INSERT STATE*) farmers and the community. When you buy locally, you're helping boost our local economy and reduce the environmental impact of transporting food over long distances. At (*INSERT LOCAL FARMERS MARKET*) the variety of fresh produce is just the icing on the cake! There's other great goods and vendors worth checking out too!
(*INSERT LOCAL FARMERS MARKET*)
📍(*INSERT ADDRESS*)
📆 (*INSERT DATES Ex. Every Saturday + Sunday*)
🕐 (*INSERT TIMES*)
#SupportLocal #FarmersMarket #EatFresh #SeasonalProduce #ShopLocal #CommunityLove #FreshFood #HealthyLiving
September 27, 2024
Personal | My Sweater Weather Must Haves
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Sweater weather is officially here, and I couldn't be more excited! 🍁🍂 Here are the 5 things I can't live without this fall:
(*INSERT THING #1*)
(*INSERT THING #2*)
(*INSERT THING #3*)
(*INSERT THING #4*)
(*INSERT THING #5*)
What's on your fall must-have list? Let me know in the comments!
#FallFavorites #SweaterWeather #FallVibes
September 28, 2024
Reel | National Good Neighbor Day
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It's National Good Neighbor Day! 🏡✨ Here are some simple ways to be a good neighbor:
😊 Share a smile and say hello
🤝 Offer a helping hand with groceries or yard work
💌 Leave a thoughtful note or small gift
🍪 Organize a neighborhood potluck or BBQ
🤫 Be respectful of your neighbor's privacy and property
🌿 Keep your property clean and well-maintained
🔊 Be considerate when it comes to noise levels
💬 Communicate respectfully to resolve any issues
Small actions can make a big difference when it comes to being a good neighbor!
#NationalGoodNeighborDay #SpreadKindness #GoodNeighbor
September 29, 2024
Local | National Coffee Day
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Happy National Coffee Day, everyone! ☕ Being a real estate agent who practically lives off coffee, I want to share my top three local coffee spots:
☕️(*INSERT COFFEE SHOP #1*)
📍 (*INSERT ADDRESS*)
(*INSERT WHAT TO ORDER*)
☕️ (*INSERT COFFEE SHOP #2*)
📍 (*INSERT ADDRESS*)
(*INSERT WHAT TO ORDER*)
☕️ (*INSERT COFFEE SHOP #3*)
📍 (*INSERT ADDRESS*)
(*INSERT WHAT TO ORDER*)
What's your favorite local coffee shop?! 👇
#NationalCoffeeDay #CoffeeLover #(*INSERT CITY*)Coffee
September 30, 2024
Informative | Wait, The Average American Moves How Many Times?!
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Did you know the average American moves about 11 times in their lifetime? 📦 That's a lot of boxes and new beginnings! Whether it's for a dream job, a new neighborhood, upsizing, downsizing or simply a fresh start, each move is a chance to explore and settle into a new community.
How many times you've moved so far? 🗺️✨
#Moving #MovingTo(*INSERT CITY*) #MovingTo(*INSERT STATE*) 🚚